March 28, 2019

On average, we spend 20 years or more in retirement. However, many people fail to safeguard themselves against retirement, leaving their pensions until the last minute to plan.

You wouldn’t put off saving for a home deposit, and so why wait to save during retirement? Here is a list of the most popular mistakes during retirement and how to avoid them.


Buying Annuity with Pension Provider


Although an annuities’ tax-free growth can be a positive step for retirees with additional money in the bank, over 80% of people could have got an improved deal on their annuity. Many annuity investors…

March 26, 2019

Probate requires an authorized relative or friend to organize the estate of a loved one who has passed away. It typically requires them to distribute their assets and clear their debts, which must be in accordance with a will.

If you are new to the process and want to find out exactly how it works, read the following information regarding probate and what you need to do.

A Grant of Probate

When a person writes a will, they may have appointed one or more executors, who will be responsible for applying for a grant of probate. If, however, a loved one failed…

March 18, 2019

We all need time to relax. It is good for our health, both physically and mentally. However, not many of us make sure to take time out for ourselves. Instead, we go from one thing to another, be it for work or play, and at the end of the day, we are exhausted.


Luckily, there are many ways to relax and refresh ourselves so that we are fighting fit.


Use the Internet


When you think of relaxing, you might think of going to the gym to do yoga or taking a long bath. While this is great, not everyone has the time…

February 6, 2019

All businesses depend on the figures in their budget to inform their decisions and monitor their progress against expectations. The budget is a key part of your business plan, and every action you take in your business will start with a check of the numbers to see how the budget will be affected.

Given that the budget is such a critical tool in your business, can you honestly say that it gets the attention it deserves? Or once created for your business plan, was the budget set aside, only to be referred to once a quarter, or even more infrequently?…

January 25, 2019

Stagnancy is the enemy to progress. A company will fail if there is no reinvestment, reinvention, and restructuration of the organization on a regular basis. Just look at how the world changes in values from year to year. In 2016, environmentalism was an off-hand consideration.  Now it is at the forefront of global policymaking around the world. In response, companies are coming up with plastic-free packaging and ways to become more transparent and sustainable in the long term.


The world will not stop. If you don’t keep up with it, your company could suffer. A great way to reinvent yourself…